Maa Card & Ayushman Card & Maa Amrutam Card & Pradhan Mantri Jan Arogya Card Update 2019
Maa Card & Ayushman Card & Maa Amrutam Card & Pradhan Mantri Jan Arogya Card Update: India does not have a comprehensive government health insurance scheme. In the event of sickness or hospitalisation, most citizens end up paying more than three-fourths of their healthcare cost out of their own pockets. Getting proper medical care can be really tough for those living below the poverty line. Ayushman Bharat has been designed to help such families.
The mission aims to cover 10 crore families. The Rs 5 lakh cashless family floater insurance scheme covers all members of the household for one year. Members can be added to the insurance with the government’s approval.
There is no cap on family size, age, or gender. All members of eligible families as present in the latest Socio-Economic Caste Census (SECC) database are automatically covered by this scheme. Existing Rashtriya Swasthya Bima Yojana (RSBY) beneficiaries and even those who are a part of similar schemes in other states will be included.
Families insured under Ayushman Bharat will be covered for up to 1354 medical and surgical packages that have been categorised under 25 separate specialities – which include cardiology, neurosurgery, oncology (chemotherapy for 50 types of cancers), burns, etc. Patients can avail of any one package – either surgical or medical – at one time.
The scheme covers all pre-existing conditions from the day the policy comes into effect. Insured families can visit a public or empanelled private hospital anywhere in the country and get free treatment. Hospitalisation expenses – including registration, nursing, and boarding charges in a general ward – are all covered by the insurance policy. The scheme also takes care of surgical equipment, consultation fees, and procedure charges, as well as the cost of implants, medicines, diagnostic tests, and food for patients during their hospital stay.